Please view the Promotion of Access to Information manual which provides the information required to request access to records held by Old Mutual (South Africa) (Pty) Limited.

Standard Bank sets the quality standards in the South African banking sector.

The risk of change of interest rates means that if the reference rate grows, the interest rate for the loan will be higher, then the monthly principal and interest instalment will increase, which in return results in higher interest costs and thus in increase in the total cost of the mortgage loan.

Client may present property insurance or life insurance – acquired outside of the insurance offered by the Bank - concluded with any insurance company from the list published by KNF.

Details concerning the principles and conditions for granting loans are stipulated in the Regulations on Lending to Individuals in Mortgage Banking in Bank Millennium S. The Regulations and the Price List are available in the Bank’s branches and on

The Bank will assess the Applicant’s credit capacity and creditworthiness on a case-by-case basis prior to granting the loan; in justified cases the Bank may refuse to grant it.

The Standard Bank Personal Loan is the best quick cash solution that you can find in the South African Credit market.

approved top 10 personal loans can be used for repaying any outstanding balances, although borrowers are encouraged to examine each of their interest rates to determine how much they will be able to save.

a debt consolidation loan ideally has a lower interest rate than current credit card balances or other forms of consumer debt.

top 10 has two main types of loans available for debt consolidation, and one is usually the better choice for different individuals’ financial circumstances.

rather than an introductory 0% interest rate on a new credit card account, top 10 personal loans come with a fixed interest rate from the beginning.